We build Google Sheets tools that do the math for you — no lecture, no shame about the number, just a clear plan and a real date.
Point every dollar in the right direction.Cents of Direction is the only debt payoff calculator that works backward — a live reverse goal-seek, not just a forward projection.
Built for screens. Reverse goal-seek, a live 3-way What-If Lab, and 16 charts across a real Dashboard. Snowball, Avalanche, Credit Score Focus, or your own order.
See the Dashboard Edition → Print EditionSame engine, same reverse goal-seek reveal — redesigned for paper. High-contrast, ink-friendly colors and a one-page printable Summary.
See the Print Edition →Dashboard Edition + Print Edition, one purchase. Use the Dashboard day to day, print a Summary from the Print Edition for your planner. Both yours forever.